[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vaint.cz\/banky-si-umi-vydelat\/#Article","mainEntityOfPage":"https:\/\/www.vaint.cz\/banky-si-umi-vydelat\/","headline":"Banky si um\u00ed vyd\u011blat","name":"Banky si um\u00ed vyd\u011blat","description":"O tom, \u017ee banky nab\u00edzej\u00ed sv\u00e9 slu\u017eby tak, aby si na sebe vyd\u011blaly, nen\u00ed pochyb, to se v\u00ed. V\u00ed se, \u017ee nab\u00edzej\u00ed takov\u00e9 \u00faroky, aby se jim to vyplatilo, a pokud jde o p\u016fj\u010dky, nepomohou nikomu, kdo jim nedok\u00e1\u017ee zaru\u010dit spl\u00e1cen\u00ed. Jen\u017ee zat\u00edmco jim mus\u00ed potenci\u00e1ln\u00ed dlu\u017en\u00edci prok\u00e1zat, \u017ee jim dok\u00e1\u017eou vr\u00e1tit pen\u00edze tak, jak […]","datePublished":"2023-07-15","dateModified":"2023-07-15","author":{"@type":"Person","@id":"https:\/\/www.vaint.cz\/author\/#Person","name":"","url":"https:\/\/www.vaint.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vaint.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vaint.cz\/wp-content\/uploads\/coin-961233_1280.jpg","url":"https:\/\/www.vaint.cz\/wp-content\/uploads\/coin-961233_1280.jpg","height":0,"width":0},"url":"https:\/\/www.vaint.cz\/banky-si-umi-vydelat\/","about":["Ekonomika"],"wordCount":510,"articleBody":"   O tom, \u017ee banky nab\u00edzej\u00ed sv\u00e9 slu\u017eby tak, aby si na sebe vyd\u011blaly, nen\u00ed pochyb, to se v\u00ed. V\u00ed se, \u017ee nab\u00edzej\u00ed takov\u00e9 \u00faroky, aby se jim to vyplatilo, a pokud jde o p\u016fj\u010dky, nepomohou nikomu, kdo jim nedok\u00e1\u017ee zaru\u010dit spl\u00e1cen\u00ed. Jen\u017ee zat\u00edmco jim mus\u00ed potenci\u00e1ln\u00ed dlu\u017en\u00edci prok\u00e1zat, \u017ee jim dok\u00e1\u017eou vr\u00e1tit pen\u00edze tak, jak bylo konkr\u00e9tn\u011b dohodnuto, a ani o den pozd\u011bji a ani o korunu m\u00e9n\u011b, je tomu v opa\u010dn\u00e9m p\u0159\u00edpad\u011b naopak. Jak jsem se o tom mohl v tomto m\u011bs\u00edci p\u0159esv\u011bd\u010dit. K m\u00e9 sm\u016fle.Kdy\u017e v\u00e1m m\u00e1 banka poskytnout p\u016fj\u010dku, dlouho si v\u00e1s prov\u011b\u0159uje. Zkoum\u00e1 va\u0161e p\u0159\u00edjmy, nahl\u00ed\u017e\u00ed do registr\u016f dlu\u017en\u00edk\u016f a podobn\u011b. Jenom abyste ji n\u00e1hodou o n\u011bjak\u00e9 pen\u00edze nep\u0159ipravili nebo minim\u00e1ln\u011b nezaplatili pozd\u011b, na \u010dem\u017e by prod\u011blala nebo m\u00e1lo vyd\u011blala. Ale naopak to ne v\u017edy funguje. J\u00e1 jsem t\u0159eba posledn\u00ed den v \u010dervenci poslal pen\u00edze p\u0159\u00edtelkyni. Z \u010cSOB do jihoafrick\u00e9 banky ABSA. Pen\u00edze z \u00fa\u010dtu ode\u0161ly, byly mi ode\u010dteny i s poplatkem za slu\u017eby zm\u00edn\u011bn\u00e9 \u010desk\u00e9 banky. Ale byl tu men\u0161\u00ed probl\u00e9m. Na \u00fa\u010det p\u0159\u00edjemkyn\u011b u\u017e nedo\u0161ly. A nedo\u0161ly tam do tohoto okam\u017eiku, tedy ani po dvan\u00e1cti dnech.Chybi\u010dka se ob\u010das vloud\u00ed. U pen\u011bz a bank by tomu rozhodn\u011b b\u00fdt nem\u011blo, ale je to prost\u011b tak. A co s t\u00edm?Za 250 korun ony pen\u00edze z m\u00e9 banky ode\u0161ly. V\u00edce ne\u017e tis\u00edcovka opustila (pr\u00fd) \u00fazem\u00ed na\u0161\u00ed republiky. A co se s t\u011bmito pen\u011bzi d\u011bje? Kdo v\u00ed?Mo\u017enosti, jak to snad zjistit, tu jsou. Kdy\u017e pr\u00fd zaplat\u00edm stovku, \u010cSBO po\u0161le dotaz, co s t\u011bmi pen\u011bzi je. A kdy\u017e d\u00e1m p\u011btistovku, mohu po\u017e\u00e1dat o reklamaci. Toti\u017e pardon \u2013 jak jsem se dozv\u011bd\u011bl dodate\u010dn\u011b, je ta p\u011btistovka pouze pro \u010cSOB. A k tomu budu mo\u017en\u00e1 platit a\u017e osmdes\u00e1t eur ka\u017ed\u00e9 z dal\u0161\u00edch z\u00fa\u010dastn\u011bn\u00fdch bank. Tedy ABSA bance, kde z\u0159ejm\u011b probl\u00e9m vznikl.Suma sum\u00e1rum za tis\u00edc poslan\u00fdch korun 250 korun za str\u017een\u00ed z \u00fa\u010dtu, 500 korun plus a\u017e 80 eur za reklamaci. A a\u017e se pen\u00edze najdou, je\u0161t\u011b poplatek jihoafrick\u00e9 bance za to, \u017ee je p\u0159ip\u00ed\u0161e na \u00fa\u010det adres\u00e1ta.Prost\u011b se bankovn\u00ed byznys d\u011bl\u00e1 tak, aby se vyplatil. A kdy\u017e vy nevyjdete s pen\u011bzi? Pak v\u00e1m pom\u016f\u017ee \u010dasto jedin\u011b hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f https:\/\/www.hypoteka-bez-registru.net\/hypoteka-bez-dolozeni-prijmu\/ od nebankovn\u00ed spole\u010dnosti. Proto\u017ee ta je ochotna risknout, \u017ee t\u0159eba nedok\u00e1\u017eete spl\u00e1cet a ona bude muset zpen\u011b\u017eovat va\u0161i zastavenou nemovitost. A nevad\u00ed j\u00ed, \u017ee j\u00ed to p\u0159\u00edpadn\u011b p\u0159id\u011bl\u00e1 pr\u00e1ci.                                                                                                                                                                                                                                                                                                                                                                                          4.8\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Banky si um\u00ed vyd\u011blat","item":"https:\/\/www.vaint.cz\/banky-si-umi-vydelat\/#breadcrumbitem"}]}]